As American and European stocks continue to fall, a financial collapse may be looming. If the ongoing debt crisis forces European countries to default on their debt or abandon the euro, the consequences will have a major impact throughout the world. Many signs point to a worsening economic situation in Europe. With radical leftists leading in some polls, Greece could become the first country to reject austerity measures and default on its debt. CBS News reported in mid-May that Greek citizens had withdrawn so much money from their accounts that many of the nation's banks were on the brink of collapse. However, Greece is not the only country at risk. Spain's economy also continues to weaken. BusinessWeek reported in late April that the country's unemployment rate was at an 18-year high of 24 percent. Economist Harry Dent recently appeared on CNBC television and predicted that Spain would default on its debt.

I have been an entrepreneur for my entire life.  I started my first company when I was 20 with my business partner, Scott Sanfilippo.  I learned first hand the importance of customer service, and how difficult it is to be an entrepreneur.  I sold two companies, both to much larger companies than the one I owned, and I even stayed on with one of them, which was a publicly traded company on the Nasdaq in the role of VP.  I've experienced virtually every side of the equation.  I've also been a mentor to many other small businesses. If there's one thing I can't stand, it is when a company grows so large that it can torment it's customers.  One company that I have had personal experience with is a my mortgage servicing company, Ocwen.  In my lifetime, I have never come across such a poor excuse for a company.  If